John D. Darer is an experienced structured settlement broker and settlement planning consultant, structured settlement expert consultant and licensed insurance agent who brings a wide range of practical hands-on case experience designing settlements for injured parties, negotiating settlement solutions and development of innovative technological applications and cost saving solutions for complex claims settlement scenarios in jurisdictions throughout the United States.

Mr. Darer also lends his expertise to select cases, involving structured settlements, or periodical payments, outside of the United States and in the United Kingdom is authorized and regulated by the Financial Services Authority. Mr. Darer has over 24 years of practical experience in the insurance industry. He is a 1983 graduate of the Syracuse University School of Management with a degree in marketing. In addition to holding the NASD Series 7, 63 and 66, he has earned the designations of Chartered Life Underwriter ("CLU") and Chartered Financial Consultant ("ChFC") from the American College as well as the designation of Certified Structured Settlement Consultant ("CSSC"), sponsored by the NSSTA, through the executive program at the University of Notre Dame. John is in the inaugural class of the Registered Settlement Planner ("RSP") program at Texas Tech. His broad background, in structured settlements, litigation support, diversified financial services, planning and analysis, securities, with his significant practical hands-on case experience, brings a valuable asset to the table for his clients.

A prolific writer with a direct "no nonsense" approach, John Darer's Structured Settlements 4Real blog aims to help consumers and attorneys cut through the "clutter" they face in researching structured settlements and settlement planning issues on the Internet by providing timely and useful education, structured settlement information, settlement planning information, opinion and provocative commentary on issues affecting all manner of parties in claims or lawsuits and those with existing structured settlements. Fresh structured settlement information and content is added virtually every business day. Structured Settlements 4Real is a consistent structured settlement industry Internet traffic leader, as measured by Alexa and Technorati. Mr. Darer has published over 1035 articles since the inception of the blog in November 2005.In the Structured Sales Authority blog he addresses issues about structured sales and topics related to the growing area of disposition of real estate or businesses through structured installment sales.He also publishes the Deferred Income Annuity Blog and Divorce Settlement Ideas and Solutions

John Darer is a regular contributor to settlement industry discussions on The Settlement Channel (an affiliate of the Legal Broadcast Network) and has also been interviewed in several podcasts. Other publications include the AIA Binder (01/00), "Structured Settlements: You Save, They Prosper" in International Risk Management magazine (2/95) and the Vermont Captive Chronicle (10/93). He has on numerous occasions addressed trade associations within the structured settlement industry, was a speaker on the subject of structured settlements at the annual meeting of the WV and VA Bar Associations in July 2003 and at the Aviation Section of the Tort Insurance and Trial Practice Section of the American Bar Association in November 2005. He has advised numerous claimants, attorneys, corporations, insurance companies, syndicates, and government entities on issues concerning structured settlements, economic damages and transfer of risk in the domestic, London, and French and South American insurance markets. John Darer is a member of and has served on the Technology, Education, Public Relations, Broker Relations and Long Range Planning Committees of the National Structured Settlement Trade Association ("NSSTA").In April 2007, for the second year running, John was among those presented with the NSSTA Leadership Award. In addition, he is a member of the Society of Financial Service Professionals ("SFSP"), Business Council of Southwestern Connecticut, the Aviation Insurers Association, Retirement Income Industry Association ("RIIA"), Association of Advanced Life Underwriting ("AALU") and a Charter Member of the National Alliance of Medicare Set-Aside Professionals ("NAMSAP").

Mr. Darer supports and promotes high standards of excellence, ethics, improving financial literacy by promoting education about structured settlements and the settlement planning process to parties in litigation, insurers, counsel, the judiciary, the creation and maintenance of an accredited professional standard designation for the settlement planning industry and the establishment.of professional fraternity of settlement professionals. Mr. Darer is presently part of the inaugural class for the Registered Settlement Planner (RSP) designation through Texas Tech University and is also working towards his Medicare Set Aside Consultant Certification (MSCC) through the University of Florida.

Holds insurance licenses in States of AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NY, NV, OH, OK, OR, PA, SC, TX, RI, UT, VA, VT, WA, WI, WV. WY, the District of Columbia and is authorized in the United Kingdom by the FSA.