Impaired risk, or "rated age", structured settlement annuities (consideration given to reduced life expectancy due to current health conditions) offer superior economic performance when used in conjunction with a Special Needs Trust or Supplemental Needs Trust.

One of the many obstacles that may hinder settling a personal injury suit is the loss of entitlement benefits (SSI, Medicaid, etc. )following a settlement. A Special Needs Trust or Supplemental Needs Trust can help preserve those benefits. More here.

A structured settlement alone, or in conjunction with a Settlement Preservation/Conservation Trust, is a natural strategy for your child's or minor ward's settlement. A structured settlement generally offers a greater return than a blocked account, or government bonds, spendthrift protection and, in many cases a more meaningful short or long term solution than simply a lump sum of cash at majority, where it can be squandered before the child, minor ward or young adult is mature enough to understand the consequences.

A structured settlement will appeal to any senior or "seasoned citizen", including a retired individual or one who is at or near retirement age. Here's why!

The split annuity strategy provides dependable tax free income and principal preservation.

Life insurance may be an important element of a settlement plan when the settlement involves a minor child or incapacitated adult, particularly if parents or loved ones are the primary caregivers. Life insurance can be used to finance the cost of a replacement caregiver, or someone who will replace certain services that were provided for by the caregiver. This value of this use cannot be overemphasized. Click "more" to enter for a more in depth examination of the uses for, and the forms and methods of paying for life insurance.

Terminal Funding is a method to achieve balance sheet relief which permits a company or plan sponsor to transfer all or a portion of its financial obligations to a high quality insurance company.

Structured settlements are increasingly being used to resolve worker’s compensation claims.